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Why we chose to work with Access Insurance

In order to help you get a better deal on your insurance we undertook great research in selecting a suitable partner. To this end I believe they will help you reduce cost.

Access Insurance Services are Chartered Insurance Brokers and specialist advisers to charities, churches, and community groups. Each organisation faces a unique set of risks, so they design specific insurance policies to ensure you’re adequately protected and only paying for the cover you need.

We chose Access Insurance due to their work specifically in the charity sector and being able to offer value for money.

Why Access Insurance chose to work with CBG

We are proud to work with the Charities Buying Group, which shares a similar ethos and vision for giving and supporting the sector. Just as CBG specialises in helping charities save on their costs, we are passionate about helping all charities get the right insurance, so they are adequately protected and only pay for cover they need. We build bespoke policies tailored to each charity’s specific needs and look forward to advising the diverse range of charities that are members of CBG.

We also share a vision for giving. Just as CBG supports the National Walking Football Alliance, Access is part of the Benefact Group, which is owned by a charity and gives all available profits to good causes. Our group’s giving programme, Movement for Good, sees over £1 million in funding given to charities each year.

Here's how it works ...

You select a service

We do the research

You save money

Charity insurance quotes tailored for you

Giving your time and effort to a great cause can be hugely rewarding. If you run a small charity, social club, community group or not for profit organisation, you’ll know that it also comes with a unique set of risks.

As well as the opportunities to create positive impact that come from working in the not-for-profit sector, charities will have their own unique set of risks, whether you are a community centre, association, social club, a small or large charity.

From accidents involving volunteers or fundraising event visitors to allegations of wrongdoing against trustees, we understand that your organisation requires specialist cover. That’s why we make it easy for you to get a quote tailored to your needs.

What charity insurance do I need?

Public liability insurance and employers’ liability insurance are usually fundamental covers for charities. If someone is injured or their property is damaged because of your organisation, public liability insurance can cover up to £5 million of costs.

If you employ staff or volunteers – whether full-time or part-time – employers’ liability insurance is usually a legal requirement. It covers you for up to £10 million of costs if someone who works for you falls ill or is injured while working for you. If you have trustees, you may also be required to have trustee indemnity insurance.


Types of cover charities may need

We understand that charities have several different risks when compared to other types of organisation. Here are some of the covers charities may need:

  • Charity public liability insurance
  • Charity employers’ liability insurance
  • Trustee liability insurance
  • Charity / Not for Profit Combined
  • Cyber and Crime
  • Professional Indemnity
  • Motor Fleet
  • Marine
  • Engineering
  • People
  • Complex risk

Whether it is for charity merger or social enterprise, we embrace complex risk solutions.  The insurance markets continue to consider innovative ways to provide protection for unusual businesses.  We enjoy the challenge of providing support.

Click here to contact us or call 08001953010


Etherow Centre Charitable Trust   

“The service provided was excellent. They sought to provide cover that is tailored and appropriate to meet our organisations needs and matched us to a suitable provider.”

20th Stourbridge Air Scouts

“Clear communications, excellent staff to deal with and a great price.  It was refreshing to work with someone keen to deliver a great service.”

Leslie Town Hall

“Very efficient and professional service which has saved money for our community enterprise.”

Baptist Church

“Professional, quick and very thorough – providing excellent value for money and finding a good deal.”

Esh Winning Baptist Church

“They exceeded our expectations and have saved the church hundreds of pounds with an even more extensive policy than our previous Insurers, Very courteous and extremely helpful during all our communications – especially in telephone contact.”

Residents Association

“Excellent value achieved through a good analysis of our risks and a good knowledge of suitable insurers.”

International Development Charity

“On behalf of the trustees, I made contact with Access Insurance as the charity had used them for insurance prior to Covid. Communication was easy, efficient and information readily available. The quote was very competitive and a policy was subsequently taken out.”

The Redeemed Church Of God Victorious Family Parish

“The service from Access Insurance was friendly, professional,  adequately tailored to meet our needs. I recommend them.”

Green Christian                                      

“Had a quick understanding of our insurance needs, and replied promptly. They offered comprehensive information, and explained details to us where necessary. The premium is reasonable too, compared with our previous insurer. We can contact them whenever we need further information.”

Knutsford in Bloom

“Excellent service and advice. Very efficient and helpful and guided us through the requirements we need for a community group such as ours.”

Hanging Heaton Luncheon Club

“Highly recommend as very helpful and everything explained in detail. Will definitely use their services again.”

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