Charity insurance quotes tailored for you
- Giving your time and effort to a great cause can be hugely rewarding. If you run a small charity, social club, community group or not for profit organisation, you’ll know that it also comes with risks to manage.
- From accidents involving volunteers or fundraising event visitors, allegations of wrongdoing against trustees, to data breaches and cyber fraud, we understand the risks charities face.
- Our expert team provides tailored advice that means you get a policy that’s bespoke to your needs, and you only pay for cover you need.
- Access Insurance is part of the Benefact Group, which means all available profits are given to good causes, with over £1 million being given annually through a Movement for Good.
Here's how it works ...
What charity insurance do I need?
- Your charity will run activities and have aims that are different from others, so you will need cover for the risks you face. There are some common covers that most charities will need to consider or have by law.
- Public liability insurance is usually a fundamental cover for charities, whether you are small social group, village hall or a homeless shelter. This covers you if someone is injured or their property is damaged because of your organisation.
- If you employ staff or volunteers – whether full-time or part-time – employers’ liability insurance is highly recommended for volunteers and a legal requirement if you have paid staff. It covers you for claims of illness or injury to employees or volunteers whilst they undertake work for you
- If you have trustees or management committee, you may also want to consider trustee indemnity/Directors & Officers cover to protect your organisation and committee members from allegations of breach of duty and negligence.
- Whether you give advice, own property, have a fleet of minibuses or work in care or education settings, we work with 40+ specialist insurers to cover even the most complex of charity risks. Moreover, we always work on our client’s behalf, never insurers.
Charity insurance quotes tailored for you
Giving your time and effort to a great cause can be hugely rewarding. If you run a small charity, social club, community group or not for profit organisation, you’ll know that it also comes with a unique set of risks.
As well as the opportunities to create positive impact that come from working in the not-for-profit sector, charities will have their own unique set of risks, whether you are a community centre, association, social club, a small or large charity.
From accidents involving volunteers or fundraising event visitors to allegations of wrongdoing against trustees, we understand that your organisation requires specialist cover. That’s why we make it easy for you to get a quote tailored to your needs.
Types of cover charities may need
We understand that charities have several different risks when compared to other types of organisation. Here are some of the covers charities may need:
- Charity public liability insurance
- Charity employers’ liability insurance
- Trustee liability insurance
- Charity / Not for Profit Combined
- Cyber and Crime
- Professional Indemnity
- Motor Fleet
- Marine
- Engineering
- People
- Complex risk
Whether it is for charity merger or social enterprise, we embrace complex risk solutions. The insurance markets continue to consider innovative ways to provide protection for unusual businesses. We enjoy the challenge of providing support.
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Etherow Centre Charitable Trust
“The service provided was excellent. They sought to provide cover that is tailored and appropriate to meet our organisations needs and matched us to a suitable provider.”
20th Stourbridge Air Scouts
“Clear communications, excellent staff to deal with and a great price. It was refreshing to work with someone keen to deliver a great service.”
Leslie Town Hall
“Very efficient and professional service which has saved money for our community enterprise.”
Baptist Church
“Professional, quick and very thorough – providing excellent value for money and finding a good deal.”
Esh Winning Baptist Church
“They exceeded our expectations and have saved the church hundreds of pounds with an even more extensive policy than our previous Insurers, Very courteous and extremely helpful during all our communications – especially in telephone contact.”
Residents Association
“Excellent value achieved through a good analysis of our risks and a good knowledge of suitable insurers.”
International Development Charity
“On behalf of the trustees, I made contact with Access Insurance as the charity had used them for insurance prior to Covid. Communication was easy, efficient and information readily available. The quote was very competitive and a policy was subsequently taken out.”
The Redeemed Church Of God Victorious Family Parish
“The service from Access Insurance was friendly, professional, adequately tailored to meet our needs. I recommend them.”
Green Christian
“Had a quick understanding of our insurance needs, and replied promptly. They offered comprehensive information, and explained details to us where necessary. The premium is reasonable too, compared with our previous insurer. We can contact them whenever we need further information.”
Knutsford in Bloom
“Excellent service and advice. Very efficient and helpful and guided us through the requirements we need for a community group such as ours.”
Hanging Heaton Luncheon Club
“Highly recommend as very helpful and everything explained in detail. Will definitely use their services again.”